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Meridian MRBK Provision for Credit Losses

Provision for Credit Losses at other companies

Banner CorporationBANR

-$796K-125%

Midland States BancorpMSBI

$5M-53.9%

Enterprise Financial ServicesEFSC

$7.24M+39.7%

Mercantile Bank CorporationMBWM

-$1.8M-186%

Southern First BancsharesSFST

$1.3M+73.3%

First Internet BancorpINBK

$16.31M+36.6%

Segments

By segment

Bank$7.49M+43.8%

Mortgage$0—

Wealth$0—

Other financials

Income statement

Revenue$30.2M+11.6%

Net income$2.0M-16.4%

EPS (diluted)$0.17-19.0%

Balance sheet

Cash & equivalents$28.3M-78.5%

Total debt$110.2M+5.2%

Total equity$200.2M+15.4%

Total assets$2.6B+1.9%

Cash flow

Operating cash flow$2.9M-84.2%

CapEx$227.0K-12.4%

Free cash flow$2.6M-85.2%

Valuation

Market cap$238.16M+68.8%

Enterprise value$320.14M+56.7%

P/E11.1×+3.4×

P/S1.8×+0.7×

Profitability

Net margin16.5%+2.5pp

FCF margin16.4%-12.9pp

Returns & leverage

Return on equity11.5%+1.8pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Meridian in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Meridian’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Meridian's provision for credit losses?: Meridian (MRBK) reported provision for credit losses of $7.49M in Q1 2026.
How has Meridian's provision for credit losses changed year-over-year?: Meridian's provision for credit losses increased by 43.8% year-over-year, from $5.21M to $7.49M.
What is the long-term trend for Meridian's provision for credit losses?: Over 3 years (2022 to 2025), Meridian's provision for credit losses has grown at a 82.6% compound annual growth rate (CAGR), from $2.49M to $15.15M.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.