What does loan servicing rights, held for sale mean?

This reflects the value of mortgage servicing rights that the bank intends to divest or transfer to another party in the near term. It is used to track assets currently being prepared for sale to optimize the balance sheet or exit specific servicing business lines.

Midland States Bancorp MSBI Loan servicing rights, held for sale

Loan servicing rights, held for sale at other companies

Independent Bank CorporationIBCP

$32.23M+0.2%

SPF

South Plains Financial, Inc.SPFI

$24.61M-1.2%

Onity GroupONIT

$3.03B+18.8%

UWM HoldingsUWMC

$4.59B+38.2%

HBT

HBT Financial, Inc.HBT

$20.09M+8.5%

PCB BancorpPCB

$5.69M+1.1%

Other financials

Income statement

See full

Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

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Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:MortgageServiceRightsHeldForSale.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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What is Midland States Bancorp's loan servicing rights, held for sale?: Midland States Bancorp (MSBI) reported loan servicing rights, held for sale of $0 in Q1 2026.
What does loan servicing rights, held for sale mean?: This reflects the value of mortgage servicing rights that the bank intends to divest or transfer to another party in the near term. It is used to track assets currently being prepared for sale to optimize the balance sheet or exit specific servicing business lines.