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UWM Holdings UWMC Mortgage servicing rights

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Other financials

Income statement

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Revenue$901.4M+47.0%
Net income$25.3M+285%
EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%
Total debt$3.1B+6.7%
Total equity$1.6B-2.1%
Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$19.1M+7.3%
Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%
Enterprise value$3.4B+5.0%
P/E10.8×
P/S0.2×-0.1×

Profitability

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Operating margin-0.1%
Net margin1.9%+1.7pp
FCF margin-129.4%

Returns & leverage

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Return on equity4.1%+3.8pp
Debt / equity1.9×+0.2×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:ServicingAsset.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's mortgage servicing rights?
UWM Holdings (UWMC) reported mortgage servicing rights of $4.59B in Q1 2026.
How has UWM Holdings's mortgage servicing rights changed year-over-year?
UWM Holdings's mortgage servicing rights increased by 38.2% year-over-year, from $3.32B to $4.59B.
What is the long-term trend for UWM Holdings's mortgage servicing rights?
Over 5 years (2020 to 2025), UWM Holdings's mortgage servicing rights has grown at a 18.3% compound annual growth rate (CAGR), from $1.76B to $4.07B.
What does mortgage servicing rights mean?
This asset represents the capitalized value of the contractual right to service mortgage loans after they have been sold to secondary market investors. It is a critical component of the company's recurring revenue stream, as it generates ongoing servicing fees. Changes in this value reflect both the volume of loans sold and the expected future cash flows from servicing activities.