Business Segments · Indirect expense

Retail Bank — Indirect expense

M&T Bank Retail Bank — Indirect expense decreased by 1.4% to $289.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.6%, from $279.00M to $289.00M. Over 3 years (FY 2022 to FY 2025), Retail Bank — Indirect expense shows an upward trend with a 7.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase indicates higher corporate-level support costs or changes in the bank's internal cost allocation methodology.

Detailed definition

Indirect expenses represent the retail banking segment's allocated share of corporate overhead, such as IT infrastructur...

Peer comparison

Common in large, multi-segment banks that use internal transfer pricing and cost allocation models.

Metric ID: mtb_segment_retail_bank_indirect_expense

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$232.25M$232.25M$232.25M$232.25M$241.00M$241.00M$241.00M$241.00M$244.00M$252.00M$255.00M$297.00M$279.00M$292.00M$297.00M$293.00M$289.00M
QoQ Change+0.0%+0.0%+0.0%+3.8%+0.0%+0.0%+0.0%+1.2%+3.3%+1.2%+16.5%-6.1%+4.7%+1.7%-1.3%-1.4%
YoY Change+3.8%+3.8%+3.8%+3.8%+1.2%+4.6%+5.8%+23.2%+14.3%+15.9%+16.5%-1.3%+3.6%
Range$232.25M$297.00M
CAGR+5.6%
Avg YoY Growth+7.6%
Median YoY Growth+3.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is M&T Bank's retail bank — indirect expense?
M&T Bank (MTB) reported retail bank — indirect expense of $289.00M in Q1 2026.
How has M&T Bank's retail bank — indirect expense changed year-over-year?
M&T Bank's retail bank — indirect expense increased by 3.6% year-over-year, from $279.00M to $289.00M.
What is the long-term trend for M&T Bank's retail bank — indirect expense?
Over 3 years (2022 to 2025), M&T Bank's retail bank — indirect expense has grown at a 7.7% compound annual growth rate (CAGR), from $929.00M to $1.16B.
What does retail bank — indirect expense mean?
The portion of corporate overhead costs allocated to the retail banking segment.