Discontinued — last reported Q4 '25
Financing
Net change in deposits
M&T Bank Net change in deposits decreased by 190.9% to -$3.17B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 173.4%, from $4.31B to -$3.17B. Over 4 years (FY 2021 to FY 2025), Net change in deposits shows a downward trend with a -16.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
net_change_in_depositsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$207.59M | $432.52M | $2.84B | -$5.22B | -$8.93B | -$6.51B | -$330.00M | -$4.44B | $2.99B | $2.06B | -$855.74M | $3.92B | -$7.29B | $4.64B | -$3.46B | $4.31B | -$957.00M | -$1.03B | $3.48B | -$3.17B |
| QoQ Change | — | +308.4% | +557.1% | -283.8% | -70.9% | +27.1% | +94.9% | <-999% | +167.2% | -30.9% | -141.5% | +558.2% | -285.8% | +163.7% | -174.5% | +224.7% | -122.2% | -7.3% | +439.2% | -190.9% |
| YoY Change | — | — | — | — | <-999% | <-999% | -111.6% | +15.0% | +133.4% | +131.7% | -159.3% | +188.3% | -344.0% | +125.1% | -304.2% | +10.0% | +86.9% | -122.1% | +200.7% | -173.4% |
Range-$8.93B – $4.64B
CAGR+77.5%
Avg YoY Growth-383.1%
Median YoY Growth-50.8%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is M&T Bank's net change in deposits?
- M&T Bank (MTB) reported net change in deposits of -$3.17B in Q1 2026.
- How has M&T Bank's net change in deposits changed year-over-year?
- M&T Bank's net change in deposits decreased by 173.4% year-over-year, from $4.31B to -$3.17B.
- What is the long-term trend for M&T Bank's net change in deposits?
- Over 4 years (2021 to 2025), M&T Bank's net change in deposits has grown at a -16.1% compound annual growth rate (CAGR), from $11.74B to $5.81B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.