Other
Defined Benefit Plan, Ultimate Health Care Cost Trend Rate
M&T Bank Defined Benefit Plan, Ultimate Health Care Cost Trend Rate remained flat by 0.0% to $0.05 in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2024
How to read this metric
A higher ultimate rate increases the long-term liability valuation, signaling potentially higher future cash outflows for employee benefits.
Detailed definition
This represents the long-term, stable annual rate of increase in health care costs assumed for the period after the init...
Peer comparison
Consistent with long-term medical inflation expectations used by peer utility companies with similar benefit structures.
Metric ID:
other_defined_benefit_plan_ultimate_health_care_cost_tre_3a0bfbHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | $0.05 | $0.05 |
| QoQ Change | — | +0.0% |
| YoY Change | — | +0.0% |
Range$0.05 – $0.05
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Defined Benefit Plan, Ultimate Health Care Cost Trend Rate at Other Companies
Frequently Asked Questions
- What is M&T Bank's defined benefit plan, ultimate health care cost trend rate?
- M&T Bank (MTB) reported defined benefit plan, ultimate health care cost trend rate of $0.05 in Q4 2025.
- What does defined benefit plan, ultimate health care cost trend rate mean?
- The long-term expected annual growth rate for retiree health care costs.