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Navient NAVI Consumer Lending — Corporate Expenses

Other segment segments

All Other Segments
$21M-12.5%
Business Processing
$0
Federal Education Loans
$0-100%

Similar metrics at other companies

Pathward Financial, Inc. logo
CASHCorporate Services/Other — Consumer lending program expenses
$0
Pathward Financial, Inc. logo
CASHConsumer — Consumer lending program expenses
$153K-97.3%
BOK Financial logo
BOKFConsumer Banking — Corporate Expense Allocations
$14.69M-4.9%
Pathward Financial, Inc. logo
CASHConsumer — Loan expenses
$3K-62.5%
Atlantic Union Bankshares logo
AUBConsumer Banking — Loan Related Expenses
$1.25M+62.0%
Pathward Financial, Inc. logo
CASHCommercial — Consumer lending program expenses
$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:CorporateExpenses.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — corporate expenses?
Navient (NAVI) reported consumer lending — corporate expenses of $0 in Q1 2026.
What is the long-term trend for Navient's consumer lending — corporate expenses?
Over 3 years (2022 to 2025), Navient's consumer lending — corporate expenses has grown at a 0.0% compound annual growth rate (CAGR), from $1M to $1M.
What does consumer lending — corporate expenses mean?
Represents the allocation of centralized corporate overhead costs to the consumer lending segment. These expenses cover shared services such as legal, human resources, and executive management that support the segment's operations. Tracking these allocations helps determine the true fully-loaded cost of running the lending business.