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Navient NAVI Consumer Lending — Corporate Expenses

Other segment segments

All Other Segments
$18M-5.3%
Business Processing
$0
Federal Education Loans
$0

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:CorporateExpenses.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Consumer LendingFederal Education LoansBusiness ProcessingOtherTotal
Servicing expenses$14$14$28
Information technology expenses10616
Corporate expenses1818
Other/remaining expenses181120
Operating expenses$42$15$25$82

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FAQ

What is Navient's consumer lending — corporate expenses?
Navient (NAVI) reported consumer lending — corporate expenses of $0 in Q2 2026.
How has Navient's consumer lending — corporate expenses changed year-over-year?
Navient's consumer lending — corporate expenses decreased by 100.0% year-over-year, from $1M to $0.
What is the long-term trend for Navient's consumer lending — corporate expenses?
Over 3 years (2022 to 2025), Navient's consumer lending — corporate expenses has grown at a 0.0% compound annual growth rate (CAGR), from $1M to $1M.
What does consumer lending — corporate expenses mean?
Represents the allocation of centralized corporate overhead costs to the consumer lending segment. These expenses cover shared services such as legal, human resources, and executive management that support the segment's operations. Tracking these allocations helps determine the true fully-loaded cost of running the lending business.

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