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Navient NAVI Consumer Lending — Information Technology And Data Processing

Other segment segments

All Other Segments
$10M-52.4%
Business Processing
$0-100%
Federal Education Loans
$0—

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — information technology and data processing?
Navient (NAVI) reported consumer lending — information technology and data processing of $10M in Q1 2026.
How has Navient's consumer lending — information technology and data processing changed year-over-year?
Navient's consumer lending — information technology and data processing increased by 11.1% year-over-year, from $9M to $10M.
What is the long-term trend for Navient's consumer lending — information technology and data processing?
Over 3 years (2022 to 2025), Navient's consumer lending — information technology and data processing has grown at a 6.7% compound annual growth rate (CAGR), from $28M to $34M.
What does consumer lending — information technology and data processing mean?
Captures the segment's investment in software, hardware, and data infrastructure required to support lending operations and digital customer experiences. As financial services become increasingly digitized, this metric highlights the company's commitment to technological modernization and operational automation. It is a key driver of long-term competitive advantage in the lending market.