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Navient NAVI Consumer Lending — Interest And Dividend Income Operating

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — interest and dividend income operating?
Navient (NAVI) reported consumer lending — interest and dividend income operating of $281M in Q1 2026.
How has Navient's consumer lending — interest and dividend income operating changed year-over-year?
Navient's consumer lending — interest and dividend income operating decreased by 4.4% year-over-year, from $294M to $281M.
What is the long-term trend for Navient's consumer lending — interest and dividend income operating?
Over 4 years (2021 to 2025), Navient's consumer lending — interest and dividend income operating has grown at a -0.9% compound annual growth rate (CAGR), from $1.18B to $1.14B.
What does consumer lending — interest and dividend income operating mean?
Combines all recurring income generated from interest-bearing loans and dividend-yielding investments held by the consumer lending segment. This metric provides a holistic view of the segment's passive income streams derived from its financial assets. It is a key indicator of the segment's ability to generate consistent returns from its capital deployment.