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Navient NAVI Consumer Lending — Interest Receivable And Other Assets

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestReceivableAndOtherAssets.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — interest receivable and other assets?
Navient (NAVI) reported consumer lending — interest receivable and other assets of $562M in Q1 2026.
How has Navient's consumer lending — interest receivable and other assets changed year-over-year?
Navient's consumer lending — interest receivable and other assets increased by 1.1% year-over-year, from $556M to $562M.
What is the long-term trend for Navient's consumer lending — interest receivable and other assets?
Over 4 years (2021 to 2025), Navient's consumer lending — interest receivable and other assets has grown at a -10.0% compound annual growth rate (CAGR), from $3.38B to $2.22B.
What does consumer lending — interest receivable and other assets mean?
Comprises accrued interest income on the loan portfolio and other miscellaneous assets held by the consumer lending segment. This metric tracks the short-term claims the segment has on borrowers and other counterparties that have not yet been settled in cash. It is an important component of the segment's total asset base and working capital cycle.