Navient NAVI Consumer Lending — Noninterest Expense

Other segment segments

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AUBConsumer Banking — Noninterest Expense

$105M+55.4%

BOHConsumer Banking — Noninterest Expense

$94.25M+9.1%

WFCConsumer Banking and Lending — Total noninterest expense

$6.59B+3.9%

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Questions, answered.

What is Navient's consumer lending — noninterest expense?

Navient (NAVI) reported consumer lending — noninterest expense of $39M in Q1 2026.

How has Navient's consumer lending — noninterest expense changed year-over-year?

Navient's consumer lending — noninterest expense increased by 11.4% year-over-year, from $35M to $39M.

What is the long-term trend for Navient's consumer lending — noninterest expense?

Over 4 years (2021 to 2025), Navient's consumer lending — noninterest expense has grown at a -2.4% compound annual growth rate (CAGR), from $163M to $148M.

What does consumer lending — noninterest expense mean?

Captures all operating costs incurred by the consumer lending segment excluding interest expense, such as personnel, technology, and administrative overhead. This metric is a primary indicator of the segment's operational efficiency and cost management discipline. A stable or declining ratio relative to revenue suggests effective scaling of the lending business.