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Navient NAVI Consumer Lending — Other Expenses

Other segment segments

All Other Segments
$1M-83.3%
Federal Education Loans
$1M0.0%
Business Processing
$0

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Consumer LendingFederal Education LoansBusiness ProcessingOtherTotal
Servicing expenses$14$14$28
Information technology expenses10616
Corporate expenses1818
Other/remaining expenses181120
Operating expenses$42$15$25$82

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FAQ

What is Navient's consumer lending — other expenses?
Navient (NAVI) reported consumer lending — other expenses of $18M in Q2 2026.
How has Navient's consumer lending — other expenses changed year-over-year?
Navient's consumer lending — other expenses increased by 38.5% year-over-year, from $13M to $18M.
What is the long-term trend for Navient's consumer lending — other expenses?
Over 3 years (2022 to 2025), Navient's consumer lending — other expenses has grown at a 0.6% compound annual growth rate (CAGR), from $58M to $59M.
What does consumer lending — other expenses mean?
Includes miscellaneous operating costs within the consumer lending segment that do not fall into specific categories like personnel or technology. While individually small, the aggregate trend of these expenses provides insight into the segment's overall cost control and administrative discipline. Significant fluctuations may warrant further investigation into operational overhead.

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