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Navient NAVI Consumer Lending — Other Expenses

Other segment segments

All Other Segments
$3M-40.0%
Federal Education Loans
$1M
Business Processing
$0-100%

Similar metrics at other companies

SoFi Technologies, Inc. logo
SOFILending — Other Expenses
$9.43M+17.1%
Pathward Financial, Inc. logo
CASHConsumer — Other expenses
$4.54M+1.0%
Pathward Financial, Inc. logo
CASHCorporate Services/Other — Consumer lending program expenses
$0
Bank of Hawaii logo
BOHConsumer Banking — Other Noninterest Expense
$65.04M+11.7%
Bank of America logo
BACConsumer Banking — Other Noninterest Expense
$4.25B-0.2%
Regions Financial logo
RFConsumer Bank — Other expenses (benefits)
$325M+1.6%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$792.33M-42.0%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's consumer lending — other expenses?
Navient (NAVI) reported consumer lending — other expenses of $15M in Q1 2026.
How has Navient's consumer lending — other expenses changed year-over-year?
Navient's consumer lending — other expenses increased by 36.4% year-over-year, from $11M to $15M.
What is the long-term trend for Navient's consumer lending — other expenses?
Over 3 years (2022 to 2025), Navient's consumer lending — other expenses has grown at a 0.6% compound annual growth rate (CAGR), from $58M to $59M.
What does consumer lending — other expenses mean?
Includes miscellaneous operating costs within the consumer lending segment that do not fall into specific categories like personnel or technology. While individually small, the aggregate trend of these expenses provides insight into the segment's overall cost control and administrative discipline. Significant fluctuations may warrant further investigation into operational overhead.