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Navient NAVI Federal Education Loans — Notes Receivable Net

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Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)June 30, 2026December 31, 2025
FFELP Loans, net$26,575$28,141
Cash and investments(1)8481,034
Other1,6431,681
Total assets$29,066$30,856

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FAQ

What is Navient's federal education loans — notes receivable net?
Navient (NAVI) reported federal education loans — notes receivable net of $26.58B in Q2 2026.
How has Navient's federal education loans — notes receivable net changed year-over-year?
Navient's federal education loans — notes receivable net decreased by 10.3% year-over-year, from $29.62B to $26.58B.
What is the long-term trend for Navient's federal education loans — notes receivable net?
Over 4 years (2021 to 2025), Navient's federal education loans — notes receivable net has grown at a -14.6% compound annual growth rate (CAGR), from $219.41B to $116.96B.
What does federal education loans — notes receivable net mean?
The total outstanding principal balance of education loans held by the segment, adjusted for estimated credit losses and unearned interest. This metric serves as a primary indicator of the segment's loan portfolio size and its underlying credit exposure. It is a critical measure for evaluating the scale of the lending business and the effectiveness of credit risk management.

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