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Navient NAVI Federal Education Loans — Unallocated Shared Services Expenses

Other segment segments

All Other Segments
$25M-46.8%
Business Processing
$0

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HLIOUnallocated Expenses — Selling General And Administrative Expense
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CRD
CRD.AService — Allocated Corporate Shared Services And Administrative Costs
$52M-3.8%
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STRAEducation Technology Services — Direct segment expenses
$20.88M+4.7%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:UnallocatedSharedServicesExpenses.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
(Dollars in millions)Total GAAPAdjustments / Reclassi-ficationsAdjustments / Additions/(Subtractions)Adjustments / Total Adjustments (1)Total Core EarningsReportable Segments / Consumer LendingReportable Segments / Federal Education LoansReportable Segments / Business ProcessingReportable Segments / Other
Total other income28(1)(1)272817
Expenses:
Direct operating expenses574215
Unallocated shared services expenses2525
Operating expenses(2)8282421525
Goodwill and acquired intangible asset impairment and amortization
Restructuring/other reorganization expenses333
Total expenses8585421528

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FAQ

What is Navient's federal education loans — unallocated shared services expenses?
Navient (NAVI) reported federal education loans — unallocated shared services expenses of $0 in Q2 2026.
What does federal education loans — unallocated shared services expenses mean?
This represents corporate-level overhead or shared service costs that are allocated to the federal education loan segment. It reflects the segment's share of the broader enterprise's support infrastructure. Tracking this helps assess the true fully-loaded cost of maintaining the segment's operations.

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