What is Navient's total interest income?

Navient (NAVI) reported total interest income of $695M in Q1 2026.

How has Navient's total interest income changed year-over-year?

Navient's total interest income decreased by 13.3% year-over-year, from $802M to $695M.

What is the long-term trend for Navient's total interest income?

Over 4 years (2021 to 2025), Navient's total interest income has grown at a 4.1% compound annual growth rate (CAGR), from $2.65B to $3.11B.

What does total interest income mean?

Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

Navient NAVI Total Interest Income

Total Interest Income at other companies

SLMSLM

$649.31M-1.0%

NelnetNNI

$211.23M+1.6%

SoFi Technologies, Inc.SOFI

$1B+31.1%

Great Southern BancorpGSBC

$71.17M-11.3%

WaFd, Inc.WAFD

$324.73M-3.4%

EFC

Ellington Financial Inc.EFC

$149.5M+29.0%

Segments

By segment

See full

Federal Education Loans$401M-18.7%

Consumer Lending$289M—

All Other Segments$0—

Business Processing$0—

Other financials

Income statement

See full

Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

See full

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

See full

Operating cash flow-$47.0M-166%

Valuation

See full

Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's total interest income?: Navient (NAVI) reported total interest income of $695M in Q1 2026.
How has Navient's total interest income changed year-over-year?: Navient's total interest income decreased by 13.3% year-over-year, from $802M to $695M.
What is the long-term trend for Navient's total interest income?: Over 4 years (2021 to 2025), Navient's total interest income has grown at a 4.1% compound annual growth rate (CAGR), from $2.65B to $3.11B.
What does total interest income mean?: Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.