What does banking — retirement plan administration fees mean?

This represents fees earned from providing administrative and record-keeping services for retirement plans. It indicates the bank's success in capturing fee-based revenue from institutional or corporate clients.

NBT Bancorp (NBTB) Banking — Retirement Plan Administration Fees

Screener

Other segment segments

Retirement Plan Administration

$17.35M+7.9%

All Other Segments

-$419K-12.9%

Similar metrics at other companies

LNCRetirement Plan Services — General and Administrative Expense

$89M+6.0%

JPMAdministration fees

$787M+16.6%

WFCInvestment banking fees — Fee income

$939M+34.9%

HITSelf Funded Plan Administration Fees — Revenue (Gross)

$4.51M—

BACInvestment Banking Fees — Investment banking fees

$1.84B+20.9%

OBTBanking — Professional Fees

$1.23M+4.7%

Other financials

Income statement

See full

Revenue$186.7M+9.1%

Net income$53.0M+136%

EPS (diluted)$1.02+132%

Balance sheet

See full

Cash & equivalents$294.7M-45.6%

Total debt$316.4M+180%

Total equity$1.9B+7.7%

Total assets$16.2B+1.2%

Cash flow

See full

Operating cash flow$61.9M+33.2%

CapEx$1.4M-41.6%

Free cash flow$60.5M+37.1%

Valuation

See full

Market cap$2.75B+28.7%

Enterprise value$2.77B+62.3%

P/E12.9×-3.2×

P/S3.7×+0.3×

Profitability

See full

Net margin28.8%+7.4pp

FCF margin33.1%+4.8pp

Returns & leverage

See full

Return on equity11.4%+3.3pp

Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept nbtb:RetirementPlanAdministrationFees.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:04 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001140361-26-031820

(In thousands, except per share data)	Three Months Ended / June 30, 2026	Three Months Ended / June 30, 2025	Six Months Ended / June 30, 2026	Six Months Ended / June 30, 2025
Noninterest income
Service charges on deposit accounts	$5,194	$4,578	$10,462	$8,821
Card services income	6,613	6,077	12,641	11,394
Retirement plan administration fees	16,928	15,710	33,494	31,568
Wealth management	10,948	10,678	22,082	21,624
Insurance services	4,177	4,097	8,659	8,858
Bank owned life insurance income	2,505	2,180	5,164	5,577
Net securities gains	175	112	617	8

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — retirement plan administration fees?: NBT Bancorp (NBTB) reported banking — retirement plan administration fees of $0 in Q2 2026.
What does banking — retirement plan administration fees mean?: This represents fees earned from providing administrative and record-keeping services for retirement plans. It indicates the bank's success in capturing fee-based revenue from institutional or corporate clients.