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NBT Bancorp NBTB Retirement Plan Administration — Retirement Plan Administration Fees

Other segment segments

All Other Segments
-$419K-12.9%
Banking
$0

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Other financials

Income statement

See full
Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

See full
Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept nbtb:RetirementPlanAdministrationFees.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Noninterest income
Service charges on deposit accounts$5,194$4,578$10,462$8,821
Card services income6,6136,07712,64111,394
Retirement plan administration fees16,92815,71033,49431,568
Wealth management10,94810,67822,08221,624
Insurance services4,1774,0978,6598,858
Bank owned life insurance income2,5052,1805,1645,577
Net securities gains1751126178

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's retirement plan administration — retirement plan administration fees?
NBT Bancorp (NBTB) reported retirement plan administration — retirement plan administration fees of $17.35M in Q2 2026.
How has NBT Bancorp's retirement plan administration — retirement plan administration fees changed year-over-year?
NBT Bancorp's retirement plan administration — retirement plan administration fees increased by 7.9% year-over-year, from $16.08M to $17.35M.
What is the long-term trend for NBT Bancorp's retirement plan administration — retirement plan administration fees?
Over 3 years (2022 to 2025), NBT Bancorp's retirement plan administration — retirement plan administration fees has grown at a 8.6% compound annual growth rate (CAGR), from $49.29M to $63.22M.
What does retirement plan administration — retirement plan administration fees mean?
This represents the primary fee-based revenue generated by providing administrative, record-keeping, and compliance services for retirement plans. It is a key indicator of the segment's market penetration and the scale of its assets under administration.

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