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NBT Bancorp NBTB Retirement Plan Administration — Intangible Amortization

Other segment segments

Banking
$2.85M+88.7%
All Other Segments
$54K-8.5%

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$8.18M-4.1%

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's retirement plan administration — intangible amortization?
NBT Bancorp (NBTB) reported retirement plan administration — intangible amortization of $449K in Q1 2026.
How has NBT Bancorp's retirement plan administration — intangible amortization changed year-over-year?
NBT Bancorp's retirement plan administration — intangible amortization decreased by 17.5% year-over-year, from $544K to $449K.
What is the long-term trend for NBT Bancorp's retirement plan administration — intangible amortization?
Over 3 years (2022 to 2025), NBT Bancorp's retirement plan administration — intangible amortization has grown at a 6.7% compound annual growth rate (CAGR), from $1.62M to $1.97M.
What does retirement plan administration — intangible amortization mean?
This represents the non-cash expense related to the systematic write-down of intangible assets, such as acquired client lists or customer relationships, associated with the retirement plan administration segment. It reflects the accounting allocation of costs from past business acquisitions over their useful lives.