What is NBT Bancorp's net income?

NBT Bancorp (NBTB) reported net income of $51.14M in Q1 2026.

How has NBT Bancorp's net income changed year-over-year?

NBT Bancorp's net income increased by 39.2% year-over-year, from $36.75M to $51.14M.

What is the long-term trend for NBT Bancorp's net income?

Over 4 years (2021 to 2025), NBT Bancorp's net income has grown at a 2.2% compound annual growth rate (CAGR), from $154.89M to $169.24M.

What does net income mean?

Net income as the starting point for the indirect method operating cash flow reconciliation.

NBT Bancorp NBTB Net Income

Net Income at other companies

JPMorgan ChaseJPM

$16.49B+12.6%

M&T BankMTB

$664M+13.7%

KeyCorpKEY

$522M+28.9%

Community Financial SystemCBU

$57.22M+15.3%

F.N.B. CorporationFNB

$137M+17.1%

Nicolet BanksharesNIC

$15.2M-53.4%

Segments

By segment

See full

Banking$44.89M+50.0%

Retirement Plan Administration$5.33M+1.3%

All Other Segments$926K-40.5%

Other financials

Income statement

See full

Revenue$184.5M+19.3%

Net income$51.1M+39.2%

EPS (diluted)$0.98+27.3%

Balance sheet

See full

Cash & equivalents$716.1M+182%

Total debt$117.8M+37.6%

Total equity$1.9B+22.3%

Total assets$16.2B+16.9%

Cash flow

See full

Operating cash flow$53.0M+26.3%

CapEx$4.4M+19.5%

Free cash flow$48.6M+26.9%

Valuation

See full

Market cap$2.5B+9.7%

Enterprise value$1.9B-12.6%

P/E13.6×-2.3×

P/S3.4×-0.4×

Profitability

See full

Net margin25.3%+1.0pp

FCF margin31.5%+0.9pp

Returns & leverage

See full

Return on equity10.6%+1.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's net income?: NBT Bancorp (NBTB) reported net income of $51.14M in Q1 2026.
How has NBT Bancorp's net income changed year-over-year?: NBT Bancorp's net income increased by 39.2% year-over-year, from $36.75M to $51.14M.
What is the long-term trend for NBT Bancorp's net income?: Over 4 years (2021 to 2025), NBT Bancorp's net income has grown at a 2.2% compound annual growth rate (CAGR), from $154.89M to $169.24M.
What does net income mean?: Net income as the starting point for the indirect method operating cash flow reconciliation.