Skip to content

Northeast Community Bancorp NECB Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$6.33M+446%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$2.74M-48.7%
Parke Bancorp logo
Parke BancorpPKBK
$202K-65.8%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
-$150K
Great Southern Bancorp logo
Great Southern BancorpGSBC
$0

Other financials

Income statement

See full
Revenue$24.9M-2.2%
Net income$10.0M-5.8%
EPS (diluted)$0.74-5.1%

Balance sheet

See full
Cash & equivalents$76.2M-14.8%
Total debt$25.1M+446%
Total equity$356.3M+8.9%
Total assets$2.0B+4.7%

Cash flow

See full
Operating cash flow$10.4M-4.6%
CapEx$98.0K-74.3%
Free cash flow$10.3M-2.1%

Valuation

See full
Market cap$369.15M+28.3%
Enterprise value$318.01M+56.8%
P/E8.4×+2.2×
P/S3.5×+0.8×

Profitability

See full
Net margin42%-1.8pp
FCF margin48.6%+5.1pp

Returns & leverage

See full
Return on equity12.8%-2.2pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Northeast Community Bancorp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

Ask your AI about Northeast Community Bancorp's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Northeast Community Bancorp's provision for credit losses?
Northeast Community Bancorp (NECB) reported provision for credit losses of -$336K in Q4 2025.
How has Northeast Community Bancorp's provision for credit losses changed year-over-year?
Northeast Community Bancorp's provision for credit losses decreased by 132.7% year-over-year, from $1.03M to -$336K.
What is the long-term trend for Northeast Community Bancorp's provision for credit losses?
Over 2 years (2022 to 2024), Northeast Community Bancorp's provision for credit losses has grown at a 29.8% compound annual growth rate (CAGR), from $439K to $740K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.