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Northfield Bancorp NFBK Medical cost trend rate reduction percent per year

Medical cost trend rate reduction percent per year at other companies

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PNC Financial ServicesPNC
7%+0.5pp
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2%
McCormick & Company, Incorporated logo
McCormick & Company, IncorporatedMKC
13.8%+6.2pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
14.5%
Kimberly-Clark logo
Kimberly-ClarkKMB
6.2%
Minerals Technologies logo
Minerals TechnologiesMTX
5%

Other financials

Income statement

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Revenue$40.4M+16.0%
Net income$11.8M+50.4%
EPS (diluted)$0.30+57.9%

Balance sheet

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Cash & equivalents$239.6M+136%
Total debt$28.3M-10.4%
Total equity$694.7M-2.3%
Total assets$5.7B+0.4%

Cash flow

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Operating cash flow$19.8M+110%
CapEx$188.0K-27.1%
Free cash flow$19.6M+114%

Valuation

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Market cap$607.66M+26.6%
Enterprise value$396.41M-3.3%
P/E15.2×-6.8×
P/S3.8×+0.2×

Profitability

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Net margin26.4%+5.2pp
FCF margin39.4%+13.2pp

Returns & leverage

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Return on equity5.6%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Northfield Bancorp in its filing.

Tagged under the XBRL concept nfbk:DefinedBenefitPlanUltimateHealthCareCostTrendRateReduction.

The official record: Northfield Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northfield Bancorp's medical cost trend rate reduction percent per year?
Northfield Bancorp (NFBK) reported medical cost trend rate reduction percent per year of 0.5% in Q4 2025.
How has Northfield Bancorp's medical cost trend rate reduction percent per year changed year-over-year?
Northfield Bancorp's medical cost trend rate reduction percent per year decreased by 0.0% year-over-year, from 0.5% to 0.5%.
What does medical cost trend rate reduction percent per year mean?
Reflects the projected annual reduction in the medical cost trend rate used to estimate future post-retirement healthcare liabilities. This is a critical actuarial assumption that significantly impacts the valuation of long-term benefit obligations.