PNC Financial Services Assumed health care cost trend rate Initial trend increased by 7.7% to $0.07 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.7%, from $0.07 to $0.07. Over 5 years (FY 2020 to FY 2025), Assumed health care cost trend rate Initial trend shows an upward trend with a 3.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Higher initial rates increase the immediate valuation of post-retirement health care liabilities.
This represents the initial assumed annual rate of increase in health care costs used to measure the benefit obligation....
Standard actuarial disclosure for companies with post-retirement medical benefits.
other_defined_benefit_plan_assumptions_used_calculating__2cad0a| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| QoQ Change | — | +0.0% | +0.0% | +8.3% | +7.7% |
| YoY Change | — | +0.0% | +0.0% | +8.3% | +7.7% |