What is Northfield Bancorp's net charge offs?

Northfield Bancorp (NFBK) reported net charge offs of $1.4M in Q1 2026.

How has Northfield Bancorp's net charge offs changed year-over-year?

Northfield Bancorp's net charge offs decreased by 50.0% year-over-year, from $2.8M to $1.4M.

What does net charge offs mean?

The total value of loans deemed uncollectible and removed from the balance sheet during the period, net of any recoveries. This is a primary indicator of realized credit losses and the ultimate effectiveness of the bank's underwriting standards.

Northfield Bancorp NFBK Net charge offs

Net charge offs at other companies

OceanFirst FinancialOCFC

$701K+10.2%

CBIZCBZ

$5.9M+606%

Simmons First NationalSFNC

$6.68M—

Heritage FinancialHFWA

$583K+55.1%

Bank of Marin BancorpBMRC

$7.27M+781%

Jackson FinancialJXN

$0—

Other financials

Income statement

See full

Revenue$40.4M+16.0%

Net income$11.8M+50.4%

EPS (diluted)$0.30+57.9%

Balance sheet

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Cash & equivalents$239.6M+136%

Total debt$28.3M-10.4%

Total equity$694.7M-2.3%

Total assets$5.7B+0.4%

Cash flow

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Operating cash flow$19.8M+110%

CapEx$188.0K-27.1%

Free cash flow$19.6M+114%

Valuation

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Market cap$607.66M+26.6%

Enterprise value$396.41M-3.3%

P/E15.2×-6.8×

P/S3.8×+0.2×

Profitability

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Net margin26.4%+5.2pp

FCF margin39.4%+13.2pp

Returns & leverage

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Return on equity5.6%+1.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Northfield Bancorp in its filing.

Tagged under the XBRL concept nfbk:ImpairedFinancingReceivablesChargeOff.

The official record: Northfield Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northfield Bancorp's net charge offs?: Northfield Bancorp (NFBK) reported net charge offs of $1.4M in Q1 2026.
How has Northfield Bancorp's net charge offs changed year-over-year?: Northfield Bancorp's net charge offs decreased by 50.0% year-over-year, from $2.8M to $1.4M.
What does net charge offs mean?: The total value of loans deemed uncollectible and removed from the balance sheet during the period, net of any recoveries. This is a primary indicator of realized credit losses and the ultimate effectiveness of the bank's underwriting standards.