What is Simmons First National's charge-off?

Simmons First National (SFNC) reported charge-off of $6.68M in Q4 2024.

What does charge-off mean?

Represents the total value of loans or financing receivables written off as uncollectible during the period, excluding accrued interest. This is a primary measure of credit quality and the effectiveness of the bank's underwriting and collection processes.

Simmons First National SFNC Charge-off

Charge-off at other companies

Jackson FinancialJXN

$0—

Western Alliance BancorporationWAL

$6.1M+12,100%

BankUnitedBKU

$36.8M+61.7%

Western Alliance BancorporationWAL

$209.1M+660%

Corebridge FinancialCRBG

$7M-12.5%

PNC Financial ServicesPNC

$309M-1.0%

Other financials

Income statement

See full

Revenue$241.4M+15.2%

Net income$68.5M+112%

EPS (diluted)$0.47+80.8%

Balance sheet

See full

Cash & equivalents$548.5M-13.5%

Total debt$50.7M-23.0%

Total equity$3.4B-2.7%

Total assets$24.7B-7.8%

Cash flow

See full

Operating cash flow$40.3M+22.9%

CapEx$6.3M-38.2%

Free cash flow$34.0M+50.3%

Valuation

See full

Market cap$3.26B+9.1%

Profitability

See full

Net margin-681.2%-698pp

FCF margin313.1%+268pp

Returns & leverage

See full

Return on equity-12.4%-16.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept sfnc:FinancingReceivableExcludingAccruedInterestModifiedInPeriodChargeOff.

The official record: Simmons First National’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

Ask your AI about Simmons First National's charge-off.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Simmons First National's charge-off?: Simmons First National (SFNC) reported charge-off of $6.68M in Q4 2024.
What does charge-off mean?: Represents the total value of loans or financing receivables written off as uncollectible during the period, excluding accrued interest. This is a primary measure of credit quality and the effectiveness of the bank's underwriting and collection processes.