NiSource Provision for Credit Losses decreased by 40.5% to $18.40M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 39.4%, from $13.20M to $18.40M. Over 2 years (FY 2022 to FY 2024), Provision for Credit Losses shows relatively stable performance with a 3.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Standard for all lenders and credit card issuers.
provision_for_credit_losses| Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.60M | $100.00K | $8.60M | $10.40M | $10.60M | $6.40M | $12.40M | $7.60M | $7.10M | $12.70M | $14.60M | $6.80M | $17.40M | $0.00 | $13.20M | $54.10M | $30.90M | $18.40M |
| QoQ Change | — | -93.8% | >999% | +20.9% | +1.9% | -39.6% | +93.8% | -38.7% | -6.6% | +78.9% | +15.0% | -53.4% | +155.9% | -100.0% | — | +309.8% | -42.9% | -40.5% |
| YoY Change | — | — | — | — | +562.5% | >999% | +44.2% | -26.9% | -33.0% | +98.4% | +17.7% | -10.5% | +145.1% | -100.0% | -9.6% | +695.6% | — | +39.4% |
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Columbia Operations | $4.20M | $11.50M | $0.00 | $9.10M | $33.20M | $12.70M | $16.10M | $11.80M |
| NIPSCO Operations | $2.60M | $5.90M | $0.00 | $4.10M | $20.90M | — | — | $6.60M |
| Corporate and Other | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Corporate Segment and Other Operating Segment | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — |
| Electric Operations | $3.03M | $3.03M | $3.03M | $6.25M | $6.25M | $6.25M | $6.25M | — |
| Total | $6.80M | $17.40M | $0.00 | $13.20M | $54.10M | — | $30.90M | $18.40M |
Corporate and Other, Corporate Segment and Other Operating Segment, Electric Operations, Gas Distribution Operations were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.