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National Bankshares NKSH Principal recoveries of loans previously charged off

Principal recoveries of loans previously charged off at other companies

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Union BanksharesUNB
$4K-20.0%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromRecoveriesOfLoanPreviouslyChargedOff.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's principal recoveries of loans previously charged off?
National Bankshares (NKSH) reported principal recoveries of loans previously charged off of $93K in Q1 2026.
How has National Bankshares's principal recoveries of loans previously charged off changed year-over-year?
National Bankshares's principal recoveries of loans previously charged off increased by 47.6% year-over-year, from $63K to $93K.
What is the long-term trend for National Bankshares's principal recoveries of loans previously charged off?
Over 4 years (2021 to 2025), National Bankshares's principal recoveries of loans previously charged off has grown at a -5.6% compound annual growth rate (CAGR), from $346K to $275K.
What does principal recoveries of loans previously charged off mean?
Represents cash collected on loans that were previously written off as uncollectible. This metric serves as an indicator of the effectiveness of the bank's collection efforts and the potential for recovering value from distressed assets.