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National Bankshares NKSH Gain Loss On Sale Of Mortgage Loans

Gain Loss On Sale Of Mortgage Loans at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$265K-2.6%
HBT
HBT Financial, Inc.HBT
$331K+31.3%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's gain loss on sale of mortgage loans?
National Bankshares (NKSH) reported gain loss on sale of mortgage loans of $19K in Q1 2026.
How has National Bankshares's gain loss on sale of mortgage loans changed year-over-year?
National Bankshares's gain loss on sale of mortgage loans decreased by 24.0% year-over-year, from $25K to $19K.
What is the long-term trend for National Bankshares's gain loss on sale of mortgage loans?
Over 4 years (2021 to 2025), National Bankshares's gain loss on sale of mortgage loans has grown at a -11.2% compound annual growth rate (CAGR), from $364K to $226K.
What does gain loss on sale of mortgage loans mean?
Realized gains or losses resulting from the sale of originated mortgage loans into the secondary market. This metric reflects the bank's mortgage banking activity and its ability to generate fee-based revenue through loan production.