Where do National Bankshares's ratios come from?

Every ratio is computed from National Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	28.5%+11.7pp	16.8%-16.8pp	33.6%-10.0pp	43.6%+3.1pp
Free cash flow margin	27.3%+13.6pp	13.6%-16.5pp	30.1%-17.4pp	47.5%+2.7pp
Returns
Return on equity	9.3%+4.1pp	5.1%-6.8pp	11.9%-4.6pp	16.5%+6.1pp
Return on assets	0.9%+0.4pp	0.4%-0.5pp	0.9%-0.6pp	1.5%+0.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×—	——
Debt-to-assets	0×0.0×	0×0.0×	0×—	——
Per Share
Book value per share	$29.06+14.5%	$25.38+6.4%	$23.86—	——
Valuation
Market capitalization	$231.36M+34.3%	$182.62M-4.2%	$190.53M-20.5%	$239.7M+9.9%
Enterprise value	$171.13M+111%	$76.03M-27.6%	$105.06M—	——
Price / earnings	13.2×-2.1×	24×+11.8×	12.1×+2.9×	9.2×-1.5×
Price / sales	4×+0.5×	4×-0.1×	4.1×+0.1×	4×-0.3×
Price / book	1.2×+0.2×	1.2×-0.2×	1.4×-0.6×	2×+0.8×
EV / sales	2.9×+1.3×	1.7×-0.6×	2.3×—	——
Free cash flow yield	7.2%+1.5pp	3.4%-4.0pp	7.4%-4.4pp	11.8%+1.4pp
Earnings yield	7.6%+1.0pp	4.2%-4.1pp	8.2%-2.6pp	10.8%+1.5pp
PEG ratio	0.1×-0.5×	——	——	0.3×-0.1×

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Where do National Bankshares's ratios come from?: Every ratio is computed from National Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.