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National Bankshares NKSH Return on assets

Return on assets at other companies

Bank of America logo
Bank of AmericaBAC
0.9%+0.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1%0.0pp
Truist Financial logo
Truist FinancialTFC
1%+0.1pp
First Community Bankshares logo
First Community BanksharesFCBC
1.4%-0.1pp
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
0.5%+0.3pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
1.3%+0.3pp

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Calculated from National Bankshares’s reported figures.

Based on trailing twelve months.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's return on assets?
National Bankshares (NKSH) reported return on assets of 1% in Q1 2026.
How has National Bankshares's return on assets changed year-over-year?
National Bankshares's return on assets increased by 94.6% year-over-year, from 0.5% to 1%.
What is the long-term trend for National Bankshares's return on assets?
Over 5 years (2020 to 2025), National Bankshares's return on assets has grown at a -5.1% compound annual growth rate (CAGR), from 1.1% to 0.9%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.