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NMI Holdings Inc. NMIH Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$2.92B+1.3%
P/E7.6×-0.1×
P/S4.1×-0.2×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: NMI Holdings Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s accretion (amortization) of discounts and premiums, investments?
NMI Holdings Inc. (NMIH) reported accretion (amortization) of discounts and premiums, investments of $707K in Q1 2026.
How has NMI Holdings Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
NMI Holdings Inc.'s accretion (amortization) of discounts and premiums, investments decreased by 8.2% year-over-year, from $770K to $707K.
What is the long-term trend for NMI Holdings Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), NMI Holdings Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a -11.7% compound annual growth rate (CAGR), from -$6.73M to $4.09M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to investment income resulting from the amortization of premiums or accretion of discounts on fixed-income securities held in the investment portfolio. It reconciles the difference between the effective interest yield and the coupon interest received during the period. This metric is essential for understanding the underlying economic yield of the company's investment assets.