Where do NMI Holdings Inc.'s ratios come from?

Every ratio is computed from NMI Holdings Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

NMI Holdings Inc. NMIH Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	55.1%-0.3pp	55.3%-0.3pp	55.6%-0.3pp	56%+8.3pp
Free cash flow margin	58.4%-1.0pp	59.4%+1.8pp	57.6%-0.3pp	57.9%-6.8pp
Returns
Return on equity	16.2%-1.2pp	17.4%-0.8pp	18.2%-0.2pp	18.4%+2.7pp
Return on assets	10.8%-0.6pp	11.4%-0.4pp	11.8%0.0pp	11.8%+1.8pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×-0.2×	0.3×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×-0.2×	0.2×0.0×
Per Share
Book value per share	$32.79+20.2%	$27.28+17.1%	$23.29+22.4%	$19.03+5.9%
Valuation
Market capitalization	$3.14B+7.8%	$2.91B+21.0%	$2.4B+37.6%	$1.75B-6.8%
Enterprise value	$3.1B+8.2%	$2.86B+23.5%	$2.32B+9.9%	$2.11B-3.8%
Price / earnings	8.1×0.0×	8.1×+0.6×	7.5×+1.5×	6×-2.1×
Price / sales	4.4×0.0×	4.5×+0.3×	4.2×+0.8×	3.3×-0.5×
Price / book	1.2×-0.1×	1.3×+0.1×	1.2×+0.2×	1.1×-0.1×
EV / sales	4.4×0.0×	4.4×+0.4×	4×0.0×	4×-0.5×
Free cash flow yield	13.2%-0.1pp	13.3%-0.6pp	13.9%-3.5pp	17.3%+0.6pp
Earnings yield	12.4%0.0pp	12.4%-1.0pp	13.4%-3.4pp	16.8%+4.4pp
PEG ratio	1×+0.3×	0.7×-0.1×	0.7×+0.5×	0.2×0.0×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about NMI Holdings Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

Where do NMI Holdings Inc.'s ratios come from?: Every ratio is computed from NMI Holdings Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.