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NMI Holdings Inc. NMIH Retained Earnings

Retained Earnings at other companies

MGIC Investment Corp.MTG

$3.2B-4.3%

Radian GroupRDN

$5.22B+8.7%

Arch Capital GroupACGL

$28.08B+20.8%

ESN

Essent GroupESNT

$5.4B+11.6%

Enact Holdings, Inc.ACT

$3.82B+16.9%

Genworth FinancialGNW

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Other financials

Income statement

Revenue$183.5M+5.9%

Net income$99.3M-3.1%

EPS (diluted)$1.280.0%

Balance sheet

Cash & equivalents$70.7M-4.8%

Total debt$8.5M-17.4%

Total equity$2.6B+13.4%

Total assets$3.9B+13.1%

Cash flow

Operating cash flow$116.1M+14.8%

CapEx$1.1M-35.5%

Free cash flow$115.0M+15.6%

Valuation

Market cap$2.92B+1.3%

P/E7.6×-0.1×

P/S4.1×-0.2×

Profitability

Net margin53.8%-2.1pp

FCF margin59.7%+3.3pp

Returns & leverage

Return on equity15.6%-1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: NMI Holdings Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s retained earnings?: NMI Holdings Inc. (NMIH) reported retained earnings of $2.07B in Q1 2026.
How has NMI Holdings Inc.'s retained earnings changed year-over-year?: NMI Holdings Inc.'s retained earnings increased by 22.9% year-over-year, from $1.69B to $2.07B.
What is the long-term trend for NMI Holdings Inc.'s retained earnings?: Over 5 years (2020 to 2025), NMI Holdings Inc.'s retained earnings has grown at a 39.2% compound annual growth rate (CAGR), from $377.01M to $1.97B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.