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NI Holdings NODK Change in unearned premiums

Change in unearned premiums at other companies

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-$14.48M-750%
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$7.88M-54.9%
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-$5.2M-295%
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Enact Holdings, Inc.ACT
-$6.39M+10.8%

Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's change in unearned premiums?
NI Holdings (NODK) reported change in unearned premiums of -$2.86M in Q1 2026.
How has NI Holdings's change in unearned premiums changed year-over-year?
NI Holdings's change in unearned premiums increased by 35.5% year-over-year, from -$4.44M to -$2.86M.
What does change in unearned premiums mean?
Represents the change in the portion of written premiums that have been collected but not yet earned as the policy period has not fully elapsed. This liability reflects the company's obligation to provide coverage for the remainder of the policy term. A significant change provides insight into the company's growth trajectory and the volume of new business being underwritten.