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NI Holdings NODK Insurance Liabilities and Annuity Benefits

Insurance Liabilities and Annuity Benefits at other companies

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NOD
NI HoldingsNODK
$123.59M-9.0%
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Segments

By segment

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Non Standard Auto$61.62M-20.3%
Private Passenger Auto$29.41M+2.4%
Home And Farm$19.47M0.0%
All Other$11.74M+13.6%

Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%—
FCF margin-2.4%—

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's insurance liabilities and annuity benefits?
NI Holdings (NODK) reported insurance liabilities and annuity benefits of $123.59M in Q1 2026.
How has NI Holdings's insurance liabilities and annuity benefits changed year-over-year?
NI Holdings's insurance liabilities and annuity benefits decreased by 9.0% year-over-year, from $135.89M to $123.59M.
What is the long-term trend for NI Holdings's insurance liabilities and annuity benefits?
Over 5 years (2020 to 2025), NI Holdings's insurance liabilities and annuity benefits has grown at a 5.4% compound annual growth rate (CAGR), from $105.75M to $137.86M.
What does insurance liabilities and annuity benefits mean?
This represents the total estimated liability for future policy benefits, claims, and annuity obligations owed to policyholders. It is the most significant liability on an insurer's balance sheet, reflecting the long-term commitment to fulfill contractual obligations. Changes in this figure are driven by actuarial assumptions, claim experience, and the growth of the insurance book.