What is NI Holdings's unearned premiums?

NI Holdings (NODK) reported unearned premiums of -$2.86M in Q1 2026.

How has NI Holdings's unearned premiums changed year-over-year?

NI Holdings's unearned premiums increased by 35.5% year-over-year, from -$4.44M to -$2.86M.

What is the long-term trend for NI Holdings's unearned premiums?

Over 2 years (2021 to 2025), NI Holdings's unearned premiums has grown at a -34.4% compound annual growth rate (CAGR), from $46.44M to -$20M.

NI Holdings NODK Unearned premiums

Unearned premiums at other companies

ChubbCB

$747M-13.9%

AllstateALL

-$194M-175%

ProgressivePGR

——

Safety Insurance GroupSAFT

——

Global Indemnity Group, LLC GBLI

——

HCI GroupHCI

——

Other financials

Income statement

See full

Revenue$59.6M-16.6%

Gross profit$15.7M-13.5%

Net income$12.5M+93.6%

EPS (diluted)$0.60+93.5%

Balance sheet

See full

Cash & equivalents$57.7M+0.9%

Total debt$1.4M-67.2%

Total equity$243.8M+1.0%

Total assets$492.1M-6.3%

Cash flow

See full

Operating cash flow-$1.9M-119%

CapEx$42.0K+110%

Free cash flow-$1.9M-119%

Valuation

See full

Market cap$324.43M+26.1%

P/S1.2×+0.4×

Profitability

See full

Gross margin30.2%-1.8pp

Net margin-1.6%—

FCF margin-2.4%—

Returns & leverage

See full

Return on equity-5%-2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about NI Holdings's unearned premiums.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is NI Holdings's unearned premiums?: NI Holdings (NODK) reported unearned premiums of -$2.86M in Q1 2026.
How has NI Holdings's unearned premiums changed year-over-year?: NI Holdings's unearned premiums increased by 35.5% year-over-year, from -$4.44M to -$2.86M.
What is the long-term trend for NI Holdings's unearned premiums?: Over 2 years (2021 to 2025), NI Holdings's unearned premiums has grown at a -34.4% compound annual growth rate (CAGR), from $46.44M to -$20M.