What is Insperity's net debt?

Insperity (NSP) reported net debt of $406M in Q1 2026.

How has Insperity's net debt changed year-over-year?

Insperity's net debt decreased by 3.6% year-over-year, from $421M to $406M.

What is the long-term trend for Insperity's net debt?

Over 5 years (2020 to 2025), Insperity's net debt has grown at a 0.7% compound annual growth rate (CAGR), from $416.52M to $432M.

What does net debt mean?

Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.

Insperity NSP Net debt

Discontinued — last reported Q1 '26

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Other financials

Income statement

See full

Revenue$1.9B+1.7%

Gross profit$302.0M-2.6%

Operating income$62.0M-8.8%

Net income$33.0M-35.3%

EPS (diluted)$0.88-34.8%

Balance sheet

See full

Cash & equivalents$24.0M+60.0%

Total debt$430.0M-1.4%

Total equity$67.0M-43.7%

Total assets$2.2B+2.5%

Cash flow

See full

Operating cash flow-$67.0M+84.9%

CapEx$6.0M0.0%

Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.45B-35.1%

Enterprise value$1.86B-30.1%

P/S0.2×-0.1×

Profitability

See full

Gross margin13%-2.3pp

Operating margin-0.2%—

Net margin-0.4%-1.4pp

FCF margin0.8%+0.5pp

Returns & leverage

See full

Return on equity-26.9%-82.5pp

Debt / equity6.4×+2.8×

Current ratio1.1×0.0×

Where this comes from

Calculated from Insperity’s reported figures.

$430.0Mtotal debt−$24.0Mcash and equivalents=$406M

The official record: Insperity’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Insperity's net debt?: Insperity (NSP) reported net debt of $406M in Q1 2026.
How has Insperity's net debt changed year-over-year?: Insperity's net debt decreased by 3.6% year-over-year, from $421M to $406M.
What is the long-term trend for Insperity's net debt?: Over 5 years (2020 to 2025), Insperity's net debt has grown at a 0.7% compound annual growth rate (CAGR), from $416.52M to $432M.
What does net debt mean?: Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.