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Insperity NSP Benefits costs incurred (reduced) related to run-off

Benefits costs incurred (reduced) related to run-off at other companies

Brighthouse Financial logo
Brighthouse FinancialBHF
$343M-2.6%
American International Group logo
American International GroupAIG
-$750K-103%
Progressive logo
ProgressivePGR
$13.49B+10.0%
Brighthouse Financial logo
Brighthouse FinancialBHF
$217M-35.0%
Aflac logo
AflacAFL
$1.91B-3.6%
Aflac logo
AflacAFL
$3.12B-4.1%

Other financials

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total debt$430.0M-1.4%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.45B-35.1%
Enterprise value$1.86B-30.1%
P/S0.2×-0.1×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp
FCF margin0.8%+0.5pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Insperity in its filing.

Tagged under the XBRL concept nsp:BenefitsCostsIncurredReducedRelatedtoRunoff.

The official record: Insperity’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Insperity's benefits costs incurred (reduced) related to run-off?
Insperity (NSP) reported benefits costs incurred (reduced) related to run-off of -$2M in Q1 2026.
How has Insperity's benefits costs incurred (reduced) related to run-off changed year-over-year?
Insperity's benefits costs incurred (reduced) related to run-off decreased by 116.7% year-over-year, from $12M to -$2M.
What is the long-term trend for Insperity's benefits costs incurred (reduced) related to run-off?
Over 3 years (2022 to 2025), Insperity's benefits costs incurred (reduced) related to run-off has grown at a -3.1% compound annual growth rate (CAGR), from $12.1M to $11M.
What does benefits costs incurred (reduced) related to run-off mean?
This metric captures adjustments to benefits costs resulting from the settlement or finalization of claims from prior periods, often referred to as run-off. It reflects the accuracy of previous claims estimates and the impact of favorable or unfavorable claim developments on current profitability. Significant adjustments here can indicate changes in the risk profile of the insured population.