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Insperity NSP Deposit And Prepaid Health Insurance

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Other financials

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total debt$430.0M-1.4%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.45B-34.6%
Enterprise value$1.86B-29.7%
P/S0.2×-0.1×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp
FCF margin0.8%+0.5pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Insperity in its filing.

Tagged under the XBRL concept nsp:DepositAndPrepaidHealthInsurance.

The official record: Insperity’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Insperity's deposit and prepaid health insurance?
Insperity (NSP) reported deposit and prepaid health insurance of $165M in Q4 2025.
What is the long-term trend for Insperity's deposit and prepaid health insurance?
Over 3 years (2022 to 2025), Insperity's deposit and prepaid health insurance has grown at a -8.2% compound annual growth rate (CAGR), from $213.27M to $165M.
What does deposit and prepaid health insurance mean?
This aggregate metric combines both short-term prepayments and long-term deposits related to health insurance programs. It represents the total capital committed to securing employee benefit coverage for the workforce. Analyzing this helps evaluate the scale of the company's benefit administration obligations and associated cash requirements.