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Insperity NSP Required deposit equal to approximately one day of claims funding activity

Required deposit equal to approximately one day of claims funding activity at other companies

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Other financials

Income statement

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Revenue$1.9B+1.7%
Gross profit$302.0M-2.6%
Operating income$62.0M-8.8%
Net income$33.0M-35.3%
EPS (diluted)$0.88-34.8%

Balance sheet

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Cash & equivalents$24.0M+60.0%
Total debt$430.0M-1.4%
Total equity$67.0M-43.7%
Total assets$2.2B+2.5%

Cash flow

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Operating cash flow-$67.0M+84.9%
CapEx$6.0M0.0%
Free cash flow-$73.0M+83.7%

Valuation

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Market cap$1.45B-34.6%
Enterprise value$1.86B-29.7%
P/S0.2×-0.1×

Profitability

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Gross margin13%-2.3pp
Operating margin-0.2%
Net margin-0.4%-1.4pp
FCF margin0.8%+0.5pp

Returns & leverage

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Return on equity-26.9%-82.5pp
Debt / equity6.4×+2.8×
Current ratio1.1×0.0×

Where this comes from

Reported directly by Insperity in its filing.

Tagged under the XBRL concept nsp:RequiredDepositForHealthCareCosts.

The official record: Insperity’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Insperity's required deposit equal to approximately one day of claims funding activity?
Insperity (NSP) reported required deposit equal to approximately one day of claims funding activity of $7M in Q1 2026.
How has Insperity's required deposit equal to approximately one day of claims funding activity changed year-over-year?
Insperity's required deposit equal to approximately one day of claims funding activity decreased by 0.0% year-over-year, from $7M to $7M.
What is the long-term trend for Insperity's required deposit equal to approximately one day of claims funding activity?
Over 2 years (2023 to 2025), Insperity's required deposit equal to approximately one day of claims funding activity has grown at a 3.8% compound annual growth rate (CAGR), from $6.5M to $7M.
What does required deposit equal to approximately one day of claims funding activity mean?
This metric tracks the mandatory cash or collateral deposits held by insurance carriers to cover potential claims funding activity. It serves as a liquidity buffer to ensure the company can meet its short-term health care obligations. A change in this deposit requirement often reflects shifts in claims volume or changes in the credit terms with insurance providers.