Insperity NSP Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 13%-2.3pp | 13.2%-2.8pp | 14%-2.1pp | 14.6%-2.0pp | 15.3%-0.8pp | |
| Operating margin | -0.2%— | -0.1%— | —— | —— | —— | |
| Net margin | -0.4%-1.4pp | -0.1%-1.6pp | 0.4%-1.4pp | 0.7%-1.7pp | 1.1%-1.3pp | |
| EBITDA margin | 0.4%— | 0.5%— | —— | —— | —— | |
| Returns | ||||||
| Return on equity | -26.9%-82.5pp | -9.8%-115pp | 24.5%-89.9pp | 38.6%-79.4pp | 55.6%-58.0pp | |
| Return on assets | -1.2%-4.5pp | -0.3%-4.5pp | 1.3%-4.7pp | 2.4%-5.7pp | 3.4%-4.1pp | |
| Return on invested capital | -3.2%— | -2%— | —— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 3.2×0.0× | 2.8×0.0× | 3.4×+0.1× | 3.3×0.0× | 3.1×0.0× | |
| Liquidity | ||||||
| Current ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×-0.1× | 1.1×0.0× | |
| Quick ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×-0.1× | 1.1×0.0× | |
| Cash ratio | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×-0.1× | |
| Leverage | ||||||
| Debt-to-equity | 6.4×+2.8× | 9.9×+5.2× | 5×+1.5× | 3.9×+0.9× | 3.7×+0.6× | |
| Debt-to-assets | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Net debt / EBITDA | 14×— | 12.3×— | —— | —— | —— | |
| Interest coverage | -0.7×— | -0.4×— | —— | —— | —— | |
| Valuation | ||||||
| Market capitalization | $1.45B-35.1% | $1.46B-49.6% | $1.85B-44.6% | $2.26B-33.0% | $3.32B-18.1% | |
| Enterprise value | $1.86B-30.1% | $1.89B-43.1% | $2.27B-39.8% | $2.67B-29.4% | $3.74B-12.3% | |
| Price / sales | 0.2×-0.1× | 0.2×-0.2× | 0.3×-0.2× | 0.3×-0.2× | 0.5×-0.1× | |
| Price / book | 21.7×+2.9× | 31.7×+1.9× | 21.3×-5.4× | 20.2×-3.6× | 27.9×-1.1× | |
| EV / EBITDA | 64.2×— | 54.1×— | —— | —— | —— | |
| EV / sales | 0.3×-0.1× | 0.3×-0.2× | 0.3×-0.2× | 0.4×-0.2× | 0.6×-0.1× | |
| Earnings yield | -1.7%-4.9pp | -0.5%-3.9pp | 1.4%-2.2pp | 2.2%-2.6pp | 2.2%-1.7pp | |
| Dividend yield | 6.2%+2.1pp | 6.2%+3.1pp | 4.9%+2.2pp | 4%+1.4pp | 2.7%+0.6pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Insperity's profit margins?
- Insperity (NSP) runs a 13.0% gross margin and a -0.2% operating margin, with a -0.4% net margin.
- Where do Insperity's ratios come from?
- Every ratio is computed from Insperity's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
