What is NSTS Bancorp, Inc.'s market cap?

NSTS Bancorp, Inc. (NSTS) has a market capitalization of $66.7M and trades on NASDAQ.

What is NSTS Bancorp, Inc.'s revenue and profitability?

NSTS Bancorp, Inc. generated $252.0K in trailing twelve-month revenue with a net loss of $560.0K, representing a net margin of -224.1%, with free cash flow of $12.2M. These figures are based on the Q1 2026 filing.

Who are NSTS Bancorp, Inc.'s competitors?

NSTS Bancorp, Inc.'s key competitors include JPMorgan Chase & Co., Wintrust Financial Corporation, Home Bancorp, Inc., and others. These companies compete in similar markets and product categories.

Who does NSTS Bancorp, Inc. partner with?

NSTS Bancorp, Inc.'s notable partners include Federal Home Loan Mortgage Corporation (Freddie Mac), Federal National Mortgage Association (Fannie Mae), Government National Mortgage Association (Ginnie Mae), and others.

What subsidiaries does NSTS Bancorp, Inc. have?

NSTS Bancorp, Inc.'s subsidiaries include North Shore Trust and Savings.

Where is NSTS Bancorp, Inc. headquartered?

NSTS Bancorp, Inc. is headquartered in United States of America and employs approximately 46 people. It has been publicly traded since 2022.

NSTS Bancorp, Inc.

NSTS

NSTS Bancorp, Inc. is a savings and loan holding company that operates primarily through its wholly owned subsidiary, North Shore Trust and Savings.

Market cap

$66.75M+5.9%

Revenue$252.0K-0.8%

Net income-$560.0K+29.0%

Free cash flow$12.2M+93.3%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 14, 2026

Revenue$3.2M EPS-$0.01

Read the full report

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full

Revenue$59.0K0.0%

Net income-$39.0K+88.1%

Balance sheet

See full

Cash & equivalents$43.4M-24.5%

Total equity$80.0M+3.2%

Total assets$270.3M-4.4%

Cash flow

See full

Operating cash flow$5.5M+307%

CapEx$16.0K-70.4%

Free cash flow$5.5M+302%

Valuation & ratios

Valuation

See full

Market cap$66.75M+5.9%

P/S264.9×+14.9×

Profitability

See full

FCF margin4,839.3%+2,356pp

Competitors

By market cap

JPMorgan Chase$946.85B+15.4%

Wintrust Financial$10.7B+21.3%

Old National Bancorp$10.1B+19.4%

Northwest Bancshares$2.3B+39.2%

Home Bancorp$553.0M+28.9%

BCB Bancorp$179.0M—

First Seacoast Bancorp$79.5M+45.8%

NSTS Bancorp, Inc.$66.7M+5.1%

By revenue growth

Old National Bancorp+34.1%

Northwest Bancshares+17.4%

Wintrust Financial+14.9%

JPMorgan Chase+13.5%

BCB Bancorp+9.9%

Home Bancorp+8.3%

NSTS Bancorp, Inc.-0.8%

First Seacoast Bancorp-1.9%

By net margin

JPMorgan Chase32.63%+0.4pp

Old National Bancorp31.39%+4.4pp

Home Bancorp30.39%+1.3pp

Wintrust Financial26.57%+1.8pp

Northwest Bancshares21.72%-2.2pp

BCB Bancorp0.682%-4.1pp

First Seacoast Bancorp-4.74%-5.0pp

NSTS Bancorp, Inc.-224.11%+88.4pp

Profile

NSTS Bancorp, Inc. is a savings and loan holding company that operates primarily through its wholly owned subsidiary, North Shore Trust and Savings. The company provides traditional community banking services, focusing on attracting retail deposits to fund the origination of residential mortgage loans and investment activities. Its core value proposition centers on deep-rooted community ties and personalized financial services for individuals and businesses in the greater Chicagoland area.

Competitive position

A long-standing community-focused institution with a significant concentration in residential mortgage lending within the Lake County and Chicagoland markets.

GeographiesIllinois, Wisconsin, United States

Customer segmentsRetail, Commercial, Residential borrowers

Business modelInterest income, Mortgage banking, Traditional retail banking

SuppliersFederal Home Loan Bank of Chicago, Federal Reserve Bank of Chicago, Depositors, Independent third-party appraisers

CustomersResidential homebuyers, Real estate developers, Secondary mortgage market investors, Local small businesses

CountryUnited States of America

Listed2022

Employees46.0

CEOStephen G. Lear

SectorFinancial Services

IndustryBanks - Regional

Websitenorthshoretrust.com

FilingsSEC EDGAR

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Questions, answered.

What is NSTS Bancorp, Inc.'s market cap?: NSTS Bancorp, Inc. (NSTS) has a market capitalization of $66.7M and trades on NASDAQ.
What is NSTS Bancorp, Inc.'s revenue and profitability?: NSTS Bancorp, Inc. generated $252.0K in trailing twelve-month revenue with a net loss of $560.0K, representing a net margin of -224.1%, with free cash flow of $12.2M. These figures are based on the Q1 2026 filing.
Who are NSTS Bancorp, Inc.'s competitors?: NSTS Bancorp, Inc.'s key competitors include JPMorgan Chase & Co., Wintrust Financial Corporation, Home Bancorp, Inc., and others. These companies compete in similar markets and product categories.
Who does NSTS Bancorp, Inc. partner with?: NSTS Bancorp, Inc.'s notable partners include Federal Home Loan Mortgage Corporation (Freddie Mac), Federal National Mortgage Association (Fannie Mae), Government National Mortgage Association (Ginnie Mae), and others.
What subsidiaries does NSTS Bancorp, Inc. have?: NSTS Bancorp, Inc.'s subsidiaries include North Shore Trust and Savings.
Where is NSTS Bancorp, Inc. headquartered?: NSTS Bancorp, Inc. is headquartered in United States of America and employs approximately 46 people. It has been publicly traded since 2022.