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NSTS Bancorp, Inc. NSTS Allowance for credit losses

Allowance for credit losses at other companies

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JPMorgan ChaseJPM
$25.93B+2.9%
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Wintrust FinancialWTFC
$471.33M+5.2%
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First Seacoast BancorpFSEA
$3.43M-2.6%
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BCB BancorpBCBP
$410K-41.7%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$5.67M+10.6%
Home Bancorp logo
Home BancorpHBCP
$33.68M+1.2%

Other financials

Income statement

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Revenue$59.0K0.0%
Net income-$39.0K+88.1%

Balance sheet

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Cash & equivalents$43.4M-24.5%
Total equity$80.0M+3.2%
Total assets$270.3M-4.4%

Cash flow

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Operating cash flow$5.5M+307%
CapEx$16.0K-70.4%
Free cash flow$5.5M+302%

Valuation

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Market cap$66.51M+3.6%
P/S263.9×+11.3×

Profitability

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Net margin-224.1%-104pp
FCF margin4,839.3%+2,356pp

Returns & leverage

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Return on equity-0.7%-0.3pp

Where this comes from

Reported directly by NSTS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: NSTS Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NSTS Bancorp, Inc.'s allowance for credit losses?
NSTS Bancorp, Inc. (NSTS) reported allowance for credit losses of $1.1M in Q1 2026.
How has NSTS Bancorp, Inc.'s allowance for credit losses changed year-over-year?
NSTS Bancorp, Inc.'s allowance for credit losses decreased by 5.3% year-over-year, from $1.16M to $1.1M.
What is the long-term trend for NSTS Bancorp, Inc.'s allowance for credit losses?
Over 5 years (2020 to 2025), NSTS Bancorp, Inc.'s allowance for credit losses has grown at a 5.3% compound annual growth rate (CAGR), from $870K to $1.13M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.