Skip to content

Wintrust Financial WTFC Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Fifth Third Bank logo
Fifth Third BankFITB
$2.92B+22.6%
Old National Bancorp logo
Old National BancorpONB
$574.36M+42.9%
Truist Financial logo
Truist FinancialTFC
$5.03B
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$461.1M+18.7%
Regions Financial logo
Regions FinancialRF
$1.53B-5.3%

Other financials

Income statement

See full
Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

See full
Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

See full
Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

See full
Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

See full
Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

See full
Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Wintrust Financial's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Wintrust Financial's allowance for credit losses?
Wintrust Financial (WTFC) reported allowance for credit losses of $471.33M in Q1 2026.
How has Wintrust Financial's allowance for credit losses changed year-over-year?
Wintrust Financial's allowance for credit losses increased by 5.2% year-over-year, from $447.94M to $471.33M.
What is the long-term trend for Wintrust Financial's allowance for credit losses?
Over 5 years (2020 to 2025), Wintrust Financial's allowance for credit losses has grown at a 3.9% compound annual growth rate (CAGR), from $379.91M to $460.21M.
What does allowance for credit losses mean?
The total reserve fund set aside to cover potential losses from unpaid loans.
How do you interpret allowance for credit losses?
An increase in the allowance relative to total loans often reflects a more cautious outlook on credit quality or an increase in the size of the loan portfolio.
How does allowance for credit losses compare across companies?
A fundamental metric for all banks, used to compare credit risk appetite and provisioning conservatism across peers.