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NSTS Bancorp, Inc. NSTS Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$223.7M+1.9%
First Seacoast Bancorp logo
First Seacoast BancorpFSEA
$4.9M+2.2%
BCB Bancorp logo
BCB BancorpBCBP
$80.31M+4.8%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$38.12M+0.7%
Home Bancorp logo
Home BancorpHBCP
$49.84M+2.3%
National Bankshares logo
National BanksharesNKSH
$48.87M+2.5%

Other financials

Income statement

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Revenue$59.0K0.0%
Net income-$39.0K+88.1%

Balance sheet

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Cash & equivalents$43.4M-24.5%
Total equity$80.0M+3.2%
Total assets$270.3M-4.4%

Cash flow

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Operating cash flow$5.5M+307%
CapEx$16.0K-70.4%
Free cash flow$5.5M+302%

Valuation

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Market cap$66.51M+3.6%
P/S263.9×+11.3×

Profitability

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Net margin-224.1%-104pp
FCF margin4,839.3%+2,356pp

Returns & leverage

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Return on equity-0.7%-0.3pp

Where this comes from

Reported directly by NSTS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: NSTS Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NSTS Bancorp, Inc.'s bank owned life insurance?
NSTS Bancorp, Inc. (NSTS) reported bank owned life insurance of $9.95M in Q1 2026.
How has NSTS Bancorp, Inc.'s bank owned life insurance changed year-over-year?
NSTS Bancorp, Inc.'s bank owned life insurance increased by 2.4% year-over-year, from $9.72M to $9.95M.
What is the long-term trend for NSTS Bancorp, Inc.'s bank owned life insurance?
Over 5 years (2020 to 2025), NSTS Bancorp, Inc.'s bank owned life insurance has grown at a 2.2% compound annual growth rate (CAGR), from $8.89M to $9.89M.
What does bank owned life insurance mean?
The cash surrender value of life insurance policies purchased by the bank on the lives of its officers or employees. This asset serves as a tax-advantaged vehicle to offset the costs of employee benefit plans and provide long-term financial stability.