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NSTS Bancorp, Inc. NSTS Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

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BCB BancorpBCBP
$946K+55.6%
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SR Bancorp, Inc.SRBK
$263K+1.5%
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Citizens Financial Services, Inc.CZFS
$570K+64.7%
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$515K+12.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$59.0K0.0%
Net income-$39.0K+88.1%

Balance sheet

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Cash & equivalents$43.4M-24.5%
Total equity$80.0M+3.2%
Total assets$270.3M-4.4%

Cash flow

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Operating cash flow$5.5M+307%
CapEx$16.0K-70.4%
Free cash flow$5.5M+302%

Valuation

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Market cap$66.51M+3.6%
P/S263.9×+11.3×

Profitability

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Net margin-224.1%-104pp
FCF margin4,839.3%+2,356pp

Returns & leverage

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Return on equity-0.7%-0.3pp

Where this comes from

Reported directly by NSTS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: NSTS Bancorp, Inc.’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NSTS Bancorp, Inc.'s bank owned life insurance income?
NSTS Bancorp, Inc. (NSTS) reported bank owned life insurance income of $60K in Q1 2026.
How has NSTS Bancorp, Inc.'s bank owned life insurance income changed year-over-year?
NSTS Bancorp, Inc.'s bank owned life insurance income increased by 7.1% year-over-year, from $56K to $60K.
What is the long-term trend for NSTS Bancorp, Inc.'s bank owned life insurance income?
Over 4 years (2021 to 2025), NSTS Bancorp, Inc.'s bank owned life insurance income has grown at a 6.5% compound annual growth rate (CAGR), from $181K to $233K.
What does bank owned life insurance income mean?
This represents the tax-advantaged income earned on life insurance policies purchased by the bank on the lives of key employees or officers. It reflects the growth in the cash surrender value of these policies, which serves as a stable, long-term non-interest income stream. Monitoring this helps investors assess the contribution of non-core assets to the bank's overall earnings profile.