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Norwood Financial NWFL Interest Expense

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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$371.74M+67.1%
P/E14.5×-55.7×
P/S3.9×+0.2×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Norwood Financial’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 8:55 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001013272-26-000005
Line itemThree Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Deposits12,78710,748
Short-term borrowings60458
Other borrowings9821,021
Total interest expense13,82912,227
NET INTEREST INCOME24,55417,857
PROVISION FOR CREDIT LOSSES
Provision for credit losses1,505923
(Release of) off balance sheet commitments(46)(66)

Item 1. Financial Statements Item 1. Financial Statements (unaudited)

FAQ

What is Norwood Financial's interest expense?
Norwood Financial (NWFL) reported interest expense of $13.83M in Q1 2026.
How has Norwood Financial's interest expense changed year-over-year?
Norwood Financial's interest expense increased by 13.1% year-over-year, from $12.23M to $13.83M.
What is the long-term trend for Norwood Financial's interest expense?
Over 4 years (2021 to 2025), Norwood Financial's interest expense has grown at a 70.1% compound annual growth rate (CAGR), from $5.76M to $48.2M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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