Orange County Bancorp OBT Communication Expense

Segments

Banking$250K+28.2%

Wealth Management$14K+16.7%

Revenue$32.1M+14.6%

Net income$11.3M+29.6%

EPS (diluted)$0.85+10.4%

Cash & equivalents$257.5M+56.9%

Total debt$4.3M+17.6%

Total equity$291.7M+44.9%

Total assets$2.7B+5.7%

Operating cash flow$10.2M+111%

CapEx$563.0K+14.0%

Free cash flow$9.7M+123%

Market cap$494.62M+55.2%

P/E11.2×-0.5×

P/S3.8×+0.9×

Net margin33.7%+8.9pp

FCF margin35.5%+3.6pp

Return on equity17.9%+3.2pp

Debt / equity0×0.0×