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OceanFirst Financial OCFC Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

M&T BankMTB

$314M-40.1%

Valley National BankVLY

$50.83B+4.5%

WaFd, Inc.WAFD

$20.17B-4.5%

Bank First CorporationBFC

$4.52B+27.3%

Heritage FinancialHFWA

$5.72B+20.1%

Other financials

Income statement

Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

Market cap$1.08B+11.0%

Enterprise value$2.46B+24.3%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's gross loans?: OceanFirst Financial (OCFC) reported gross loans of $11.12B in Q1 2026.
How has OceanFirst Financial's gross loans changed year-over-year?: OceanFirst Financial's gross loans increased by 9.9% year-over-year, from $10.13B to $11.12B.
What is the long-term trend for OceanFirst Financial's gross loans?: Over 5 years (2020 to 2025), OceanFirst Financial's gross loans has grown at a 7.3% compound annual growth rate (CAGR), from $7.76B to $11.03B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.