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OceanFirst Financial OCFC Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

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$1.77B-19.5%
Bank First Corporation logo
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$99.99M-25.9%
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$260.79M-39.5%
Columbia Financial, Inc. logo
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SBC
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$775M+66.7%
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NB Bancorp, Inc.NBBK
$189.7M+109%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's federal home loan bank borrowings?
OceanFirst Financial (OCFC) reported federal home loan bank borrowings of $1.18B in Q1 2026.
How has OceanFirst Financial's federal home loan bank borrowings changed year-over-year?
OceanFirst Financial's federal home loan bank borrowings increased by 32.5% year-over-year, from $891.02M to $1.18B.
What does federal home loan bank borrowings mean?
These are funds borrowed by the bank from the Federal Home Loan Bank system, typically collateralized by mortgage loans or other eligible assets. This serves as a critical source of wholesale funding to manage liquidity and support loan growth. Investors monitor this to assess the bank's reliance on external funding sources versus core deposit growth.