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OceanFirst Financial OCFC Bankcard services revenue

Bankcard services revenue at other companies

Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$2.84M-1.7%
NBT
NBT BancorpNBTB
$6.03M+13.4%
First Financial Bancorp logo
First Financial BancorpFFBC
$3.58M+8.2%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$2.54M+5.8%
NBT
NBT BancorpNBTB
$6.03M+13.4%
City Holding Company logo
City Holding CompanyCHCO
$6.89M+1.2%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:CreditAndDebitCardRevenue.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's bankcard services revenue?
OceanFirst Financial (OCFC) reported bankcard services revenue of $1.63M in Q1 2026.
How has OceanFirst Financial's bankcard services revenue changed year-over-year?
OceanFirst Financial's bankcard services revenue increased by 11.3% year-over-year, from $1.46M to $1.63M.
What is the long-term trend for OceanFirst Financial's bankcard services revenue?
Over 4 years (2021 to 2025), OceanFirst Financial's bankcard services revenue has grown at a -16.4% compound annual growth rate (CAGR), from $13.36M to $6.53M.
What does bankcard services revenue mean?
This captures non-interest income generated from bankcard services, including interchange fees and processing charges. It represents a recurring, fee-based revenue stream that is less sensitive to interest rate fluctuations than traditional lending. Growth in this area indicates successful customer engagement and increased utilization of the bank's payment products.